Superannuation is a long term savings account, it helps you save money while you’re working.

The money comes from contributions made into your superfund by the employer and ideally, topped up by your own money (salary sacrifice).

Your account balance is then invested according to the investment option or options you choose, with the returns (positive or negative) applied to your account.

Remember it’s your money that’s going into your super account, so it pays to be interested.